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Retirement Planning – It’s Never Too Soon Or Too Late For You To Start!!
Ever wondered how life post-retirement will be? Whether you’d have enough income sources to support your lifestyle? Would you have enough resources to realize the dream of travelling to all those exotic locations that you’d always wanted to explore?
Everyone has had these questions at some point or the other, with the only difference being the time when the importance of planning for our future financial needs hits us.
Longevity Risk – How Long Is Your Retirement Planning Planned For?
Improving Life Expectancy – What about money for Life Quality?
Over the past 20 years, the average life expectancy at birth in India has increased from 53 years to 71 years and as medical technology improves over the next 20-30 years, one can expect to live to 90.
If you have planned your retirement till a fixed age, say 75, and you outlive that figure by a decade, you will fall victim to what is known as longevity risk.